Starty
Guide

How to sell digital products, and where to sell them

A step-by-step guide for creators and experts: which products sell, the platforms with their fees checked on their own pages, what each one keeps from a sale, and the tax question most guides skip.

By Saad Aziz · Last verified on

At a glance
Search demand
About 1,400 US Google searches a month for “sell digital products” (Ahrefs, October 2026)
No monthly fee
Gumroad: 10% + 50¢ per direct sale, 30% on its Discover marketplace (October 2026)
Free store, low fee
Payhip: free with a 5% fee; Plus $29 a month with 2%; Pro $99 a month with none
Creator store
Stan: $29 a month or $300 a year, 0% Stan fee; card processing fees still apply
Tax handled for you
Gumroad says it has handled sales tax as merchant of record since January 1, 2025
The short answer

How do you sell digital products?

Pick one problem your audience already pays to solve, make a small product that solves it, such as a template, guide, course or AI tool, and list it on a platform like Gumroad, Payhip or Stan. Price it, test the checkout yourself, then tell your audience directly and ask early buyers for feedback.

What digital products can you sell?

You can sell anything a buyer downloads, streams or uses online: templates, guides, courses, presets, printables, memberships and software. The best one for you is the one that turns something you already know into a shortcut for someone else.

ProductExamplesEffort to makeWatch out for
Templates and printablesNotion or spreadsheet templates, planners, Canva designsLowEasy to copy, so many near-identical listings
Guides and ebooksA PDF guide, a recipe book, a checklistLow to mediumHard to stand out without an audience
Presets and assetsPhoto presets, fonts, icons, sound packsMediumLicensing: say clearly how buyers may use them
CoursesVideo lessons, cohort programsHighBuyers expect support, updates and results
MembershipsPaid community, monthly contentOngoingYou must keep delivering every month
Software and AI toolsA meal planner, a headshot generator, a calculatorMedium with an app builderRunning costs per use, and support
Types of digital products and what each takes to make

Software is the product type creators overlook most. An AI tool that does the job for the buyer, rather than a guide that tells them how, can be sold by subscription or in packs. For examples with real competitor prices, see our AI business ideas.

Whatever you pick, start with one product, not a catalog. One product with a clear buyer teaches you more in a month than ten half-finished ones.

Where to sell digital products?

Sell on a creator platform if you have an audience to send there, and on a marketplace if you need buyers to find you. Here are the main options with fees checked on each company’s own pricing page on October 24, 2026. Card processing fees from Stripe or PayPal may come on top where noted.

PlatformMonthly priceFee per saleBest for
Starty (our product)Free with 5 credits a week; Pro $25 a monthNo Starty fee on your revenueSelling your own AI tool or app, by subscription or pack
GumroadNone10% + 50¢ on direct sales; 30% on Discover marketplace salesTesting a product with nothing to pay up front
PayhipFree; Plus $29; Pro $995% on Free, 2% on Plus, none on Pro, plus PayPal or Stripe feesA simple store that gets cheaper as sales grow
StanCreator $29 a month, or $300 billed yearly; 14-day free trial0% Stan fee; Stripe or PayPal processing fees applyA link-in-bio store for social media creators
ShopifyBasic $39 a month, or $29 a month billed yearly2.9% + 30¢ online card rate on Basic; 2% extra with a third-party payment providerA full store that also sells physical products
KajabiBasic $179 a month, or $143 a month billed yearly2.9% + 30¢ with Kajabi Payments on Basic (US); no revenue shareCourses, coaching and memberships in one place
Amazon KDPNoneYou earn a 35% or 70% royalty on ebooks, depending on the option and territoryEbooks, where Amazon brings the buyers
Where to sell digital products: platforms and fees as of October 2026

If you want to turn your know-how into an AI product, start with our AI business ideas.

Should you sell on a marketplace or your own store?

Start with your own store if you already have followers or an email list, because you keep more of each sale and you own the customer relationship. Use a marketplace when nobody knows you yet, and accept a bigger cut in exchange for its traffic.

MarketplaceYour own store
Who brings buyersThe marketplace, through search and recommendationsYou, through your audience, content and ads
Typical cutHigher: Gumroad takes 30% on Discover sales, versus 10% + 50¢ on direct onesLower, or a monthly fee instead
Customer emailsOften limitedYours to keep and contact
Competition on the pageSimilar products right next to yoursOnly your products
Best momentBefore you have an audienceOnce people already ask you for help
Marketplace vs your own store

How much does each platform take from a sale?

On a $20 product, the platform fee ranges from $0 to $6 depending on where the sale happens. Here is the platform’s own fee on one $20 sale, worked out from the prices above. Card processing fees are not included unless the platform says they are part of its fee.

Platform and planPlatform feeMonthly cost
Gumroad, direct sale$2.50 (10% + 50¢)$0
Gumroad, Discover sale$6.00 (30%)$0
Payhip Free$1.00 (5%), plus PayPal or Stripe fees$0
Payhip Plus$0.40 (2%), plus PayPal or Stripe fees$29
Stan Creator$0, plus Stripe or PayPal fees$29
Platform fee on a single $20 sale, October 2026

The pattern: per-sale fees are cheapest while you are small, and monthly plans win once you sell enough. On Payhip, Plus saves 3% of each sale ($0.60 on a $20 sale), so it pays for its $29 a month after about 49 sales of $20 in a month.

Fees are only one part of the choice. A platform that brings buyers or saves you hours on tax and delivery can be worth a higher cut.

How to sell digital products, step by step

  1. 1

    Pick one audience and one problem

    Look at the questions your followers, clients or coworkers ask you again and again. The product is the answer to one of those questions, packaged so they can use it without you.

  2. 2

    Check that people already pay for it

    Search the platforms above for similar products. Competitors with reviews are good news: they prove buyers exist. No competitors at all often means no demand.

  3. 3

    Make the smallest useful version

    A ten-page guide, one template or one tool that does one job. You can add more after people buy. Finishing matters more than size.

  4. 4

    Choose a platform from the table

    If you have no audience, start where buyers browse. If you do, start with a store that has no or low monthly cost, and move up when sales justify it.

  5. 5

    Write a page that sells the result

    Say who it is for, what they get, what changes for them and what is included. Add a preview, screenshots or a short demo video. State your refund policy plainly.

  6. 6

    Test the checkout yourself

    Buy your own product with a real or test payment, check the delivery email and the download, and fix anything confusing before anyone else sees it.

  7. 7

    Tell your audience directly

    Post about it, email your list and message people who asked about the problem. Personal messages to your first buyers work better than ads with no proof.

  8. 8

    Get feedback and improve

    Ask your first ten buyers what worked and what didn’t. Use their words on your sales page and their requests for your next version.

How should you price a digital product?

Price on the value of the result to the buyer, then check it against what similar products charge. There is no reliable “right” price across niches, so treat your first price as a test you can change, not a promise.

  • Look at three to five competitors and note what each includes at its price.
  • Offer one main product first. Bundles and tiers come later, once you know what buyers value.
  • For tools with running costs, like AI apps, price so each sale or month covers the cost of use: subscriptions or packs of credits work better than one-off payments.
  • Raise prices when buyers say it was worth more, not when you feel braver.

To build a product with subscriptions, packs or one-off pricing, see our AI app builder page.

Two details protect your price. First, a clear refund policy: digital products can’t be returned, so say up front whether you refund, and when. Second, a clear license: say whether buyers can use templates or assets for clients, resell them or share them with a team. Clear terms reduce disputes, and a commercial license can be offered as a higher-priced option for buyers who need it.

How do you market digital products?

You market digital products by showing the result in front of the people who already have the problem, again and again. For most creators that means free content that solves part of the problem, with the product as the obvious next step. Ads rarely work before you know which message sells.

  • Teach in public: post short tips from inside the product, so people see its value before they buy.
  • Build an email list from day one: a free checklist or sample in exchange for an email gives you buyers to tell at launch.
  • Show proof: screenshots of results, short testimonials from early buyers and a preview of what is inside.
  • Launch with a deadline: an early price for the first week gives people a reason to buy now rather than later.
  • Answer questions where your audience asks them, and link the product only when it truly answers the question.
  • Make one page per product that search engines can find, with the problem in the headline.

The most common mistakes are making a product nobody asked for, launching to an audience of zero, and pricing so low that buyers assume it is low quality. Another is copying a best-seller in a crowded category without a reason to pick yours: a narrower audience or a clearer result usually beats a cheaper copy.

Do you have to handle sales tax when you sell digital products?

Often, yes: many countries and US states tax digital products, and the seller is usually responsible for collecting it. The simplest fix is a platform that acts as the merchant of record, which means it is the legal seller and handles the tax for you.

  • Gumroad says it has handled its sellers’ tax obligations since January 1, 2025, collecting tax where it has obligations as a merchant of record.
  • On platforms that only process payments, you collect and file tax yourself, or add a tax tool.
  • Rules differ by country and change, so check with an accountant before your sales grow.
Our product

Sell an AI tool, not another download

Starty is our product. Describe an AI tool your audience would pay for, such as a meal planner, a speaking coach or a headshot generator, and Starty builds it as an app with sign-in, payments, emails, a support agent and legal pages, all in test mode until you review.

  • Sell by subscription, in packs, with add-ons, trials or coupons, and set prices per country
  • Starty Payments built in, including local methods like UPI and Pix, with no Starty fee on your revenue
  • AI features such as image, voice, video and vision switch on in one click, and Starty runs and meters them
  • Not a store for PDFs and courses: keep one for those and link to your app
Starty revenue overview with MRR, churn and unit economics including AI cost per paying user
Keep reading

Related guides

Sources

Where every fact comes from

Official pricing pages, docs, announcements and named studies, checked on October 24, 2026. Where a company doesn’t list something, we say so rather than guess.

FAQ

Questions people ask